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Positive debt reduction is possible. And by coming here, you've already displayed a willingness to get out of debt. It just takes planning and a little perseverance. That's what we're here to help you work on. By maintaining the initiative to become debt free and following through, you can surmount your debt problem. Grade Yourself on Debt Reduction.
1. Create a budget and set goals that you can financially plan for and meet.
2. Evaluate debt consolidation options to simplify your monthly bills and determine if you need to consider credit counseling in order to manage your debt.
3. Find out what your credit score is and keep track of it with credit reports.
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